8th Sep 2016

If you are considering filing a Chapter 7 or Chapter 13 bankruptcy in St. Charles or St. Louis County it is important to be able to classify your debts as secured and unsecured.  These debts are treated very differently in … more

What To Expect At the 341 Meeting of Creditors

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10th Aug 2016

Shortly after you file for bankruptcy, the Court sends you a notice to appear at a meeting of creditors, also called a “341 meeting”.  This meeting will take place roughly about a month after your case is filed.  If you … more

What does it mean to be “Judgment Proof”?

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17th Jun 2016

“Judgement Proof” is not a really a legal term but a term that denotes that a person’s debt cannot be generally collected by creditors.  It means that although a judge can issue a judgment against you, there is nothing for … more

Can Bankruptcy Save My House or Car?

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10th Jun 2016

The answer is Yes!  We can stop foreclosures and repossessions dead in their tracks by filing a bankruptcy. Generally, when people think of filing for a bankruptcy they think of what is known as the “fresh-start bankruptcy.”  This type of … more