Do You Have A Payday Loan? Bankruptcy Can Help…

Payday loans, or paycheck advances, are high interest rate loans designed to help the borrower receive some quick cash to help any financial burdens until they receive their next paycheck.  Since these payday loans have such a high interest rate, they become very devastating to borrowers.  If borrowers start relying on these types of loans [...]

By |2015-11-12T21:50:31-05:00November 12th, 2015|Law Blog|Comments Off on Do You Have A Payday Loan? Bankruptcy Can Help…

Can I keep My Vehicle If I File Bankruptcy?

A common concern for individuals that are considering filing for bankruptcy is whether or not they are going to lose their vehicle once they file a bankruptcy. The answer to this question depends on several factors so it would be in your best interest, if this is a concern of yours, to consult a bankruptcy [...]

By |2015-08-16T17:04:23-05:00August 16th, 2015|Law Blog|0 Comments

Converting Your Bankruptcy Case

This question may not initially be on the mind of a prospective client when they come into your office, but the situation does come up from time to time when it is in the best interest of the client, who originally started their bankruptcy as a Chapter 13, to convert that case to a Chapter [...]

By |2015-07-06T17:03:36-05:00July 6th, 2015|Law Blog|Comments Off on Converting Your Bankruptcy Case

What Does It Mean to Reaffirm a Debt?

If you file a Chapter 7 and you have a secured debt, such as a vehicle loan or a mortgage, you will be asked by the creditor to reaffirm that debt. What does that mean? When a Chapter 7 debtor reaffirms a debt they agree to continue paying that obligation even after their bankruptcy case [...]

By |2015-06-14T17:03:17-05:00June 14th, 2015|Law Blog|0 Comments

Bankruptcy Issues Regarding Tax Refunds

It is the time of year when people are scrambling to get their taxes filed or possibly waiting on a big tax refund. If a potential debtor is thinking about this, then a Chapter 7 or Chapter 13 Trustee will also likely be thinking about it since these refunds can be part of a debtor's [...]

By |2015-04-15T16:58:00-05:00April 15th, 2015|Law Blog|0 Comments