bankruptcy-st-charlesThe decision to file or not to file a bankruptcy can be stressful and overwhelming.  If you are considering filing a bankruptcy you should consult with an attorney so you are able to weigh all options.  I am a bankruptcy attorney with offices in St. Charles, Missouri and St. Louis, Missouri.  I, like many attorneys, offer free consultations to get to know the prospective client’s situation to better be able to counsel them in making a proper, informative decision.   If your debts are overwhelming you or you are facing a lawsuit, repossession, or foreclosure, then hiring a bankruptcy attorney and getting the process of a Chapter 7 or Chapter 13 bankruptcy case may be the right option for you.

When clients come in to my office they are often nervous and unsure.  Sometimes people think they are “doing something wrong” or “getting away with something” if they file a bankruptcy and discharge their debts.  That is simply not the case.  The majority of my clients have had hardship in their life, lost a job, got a divorce, etc.  The reason you are filing bankruptcy is not as important as the fresh start the bankruptcy will give you.  The bankruptcy system is not a system you can abuse.  The law states you can only file a Chapter 7 bankruptcy once every 8 years.  Most people will never file more than one case, but the option is there if hardships happen later on in life.  Again, I am a bankruptcy lawyer and I have filed over 500 cases in St. Louis, Missouri and I can help you through this difficult time.

So, if you are feeling overwhelmed and need to talk to a bankruptcy attorney, please feel free to give me a call.  If your monthly bills exceed your income it may be a good time to call an attorney and talk about bankruptcy.  If your mortgage payments or car payments are behind, it may be a good time to contact a bankruptcy attorney.  I can help you get out of these jams and back on the right track.

Filing bankruptcy is an important decision and should not be taken lightly.  We offer free consultations in St. Charles, Missouri and St. Louis, Missouri in Florissant.  Please do not hesitate to give us a call at 636-352-2030 if you have any questions regarding this issue or anything else related to bankruptcy.  We are also now currently taking traffic cases and family law cases in the St. Louis, Missouri area.